Refer merchants. Earn on every payment.
Introduce businesses to xMoney's card payments platform and earn recurring commission for as long as they keep processing card payments. One introduction, ongoing income.
Built on regulated payments infrastructure
Three steps to recurring income
No technical work and no sales scripts. Refer a merchant and we handle the rest.
Refer a merchant
Share your unique link or introduce a business from your network that takes online or in-store payments.
We onboard them
Our team handles the demo, setup, and go-live. You stay in the loop with a dedicated partner manager.
Earn every month
Once they're onboarded and start processing, you earn commission on their activity automatically, for as long as they're with us.
Every referral is tracked to you automatically. No spreadsheets, no chasing.
See what you could earn
Drag the sliders to estimate your recurring monthly income. Figures are illustrative. Your actual rate is agreed with you directly.
Built to pay you well, for the long run
Recurring, not one-off
You earn every month a merchant processes, not just a single sign-up bounty. Income that compounds as your referrals grow.
A product that converts
A modern card payments stack merchants actually want, so more of your introductions turn into paying accounts.
Terms that fit you
We agree commission with you based on your network and volume, rewarding the value you bring rather than a fixed tier.
A real team behind you
One named partner manager for setup, questions, and growth. No ticket queues, no chasing.
A regulated payments company, not a side project
xMoney is a licensed European payments company. Card payments run through Capital Financial Services S.A., a licensed Electronic Money Institution operating since 2013. When you introduce a merchant, you're backing a regulated card payments provider built for the long run, which is why we keep paying you for as long as they keep processing.
Is this for you?
If you know businesses that take payments, you can earn with xMoney.
No license or technical skills required. We review every application and respond within a few business days.
What your merchants can accept
Cards & wallets
Visa, Mastercard, Apple Pay, Google Pay, Click2Pay
Card checkout
SCA, 3D Secure 2.0, recurring and one-off payments
Markets
Merchants across Europe, in multiple currencies and local methods
Eligibility depends on the merchant's industry and market and is confirmed during onboarding and compliance review.
The product behind your referrals
Your introductions are backed by a platform merchants rate for reliability, including prompt payouts.
xMoney works great, it's fast and with low fees. Their dashboard is very simple and intuitive and their payouts have always been prompt.
xMoney's dedication to excellence and commitment to innovation have truly made a difference in our partnership. They consistently go above and beyond to ensure our success.
When you're working with such innovative technology, it's important to have partners that are not only technologically strong but also share your vision of the future.
Merchant testimonials sourced from xmoney.com.
Questions, answered
Become an xMoney partner
Tell us a bit about you and your network. It takes 5 minutes, and we'll get back to you within a few business days.
Prefer email? Reach us directly at [email protected]

